Financing for High-Value Homes.
Beyond conforming limits — tailored to your portfolio.
Why borrowers choose this path.
Jumbo loans finance properties above the conforming loan limits — the kind of homes that need a private-bank touch with a personal advisor. I bring relationships with portfolio lenders and structure jumbo files around your full financial picture, not just a credit score.
- Loans above conforming limits
- Down payments starting at 10%
- Fixed and adjustable rate options
- Interest-only programs available
- Self-employed and asset-based options
- Primary, second home, and investment eligible
Built around your goals.
Luxury Home Financing
Purchase or refinance high-value properties with terms built for the price point.
Flexible Down Payments
Some programs start at 10% down, even at higher loan amounts.
Self-Employed Friendly
Bank statement and asset-depletion programs that look past traditional tax returns.
Interest-Only Options
Maximize cash flow with interest-only payments during the early years.
Second Homes & Investments
Jumbo programs extend to luxury second homes and high-value rental properties.
Relationship Underwriting
I work with portfolio lenders who consider your full financial story, not just a checklist.
Good to know.
What qualifies as a jumbo loan?+
Any mortgage above the conforming loan limit for your county — in 2026 that's roughly $806,500 in most areas, and higher in designated high-cost counties.
Are jumbo rates higher than conventional?+
Not always. For well-qualified borrowers, jumbo rates can actually price near or below conforming — it depends on the lender, the loan structure, and your overall profile.
How much down payment do I need?+
As little as 10% on some programs, though 20% down typically unlocks the best pricing and removes any mortgage insurance.
Can I get a jumbo loan if I'm self-employed?+
Yes — I work with lenders offering bank statement and asset-based programs designed specifically for business owners, executives, and high-net-worth borrowers.
Cleared for takeoff.